Money Mondays: Saving for College

The video to your left is a Brady Bunch parody about a family who needs help with their college fund for their nine children.  If you watch, at the end, you will see the Upromise logo.  What the heck is Upromise?  Glad you asked, because that’s what will help you in your quest to save money for college for your children.  The program allows you to save money for college through your everyday spending.

Here’s How It Works

By registering your debit/credit cards, along with any local store savings cards (stores must be participants in the Upromise program, and you will be provided with a list of participants in your local area during sign up) and shopping as usual, a percentage of your purchase will go into an account to use for college related expenses later.  This percentage will vary depending on the merchant, and sometimes the product you purchase.  Certain purchases will be a percentage of the entire amount, and others will be a percentage of the price of the qualifying product.  I know this sounds confusing, but if you check out the site and look at the details, you’ll understand.  It is more difficult to explain than it is to demonstrate.

When you sign up, you will be prompted to list the name of the children you wish to save for, along with their birth date, and the percentage of total savings to allocate for this person.  These percentages can be altered at any time, and are meant to serve as a mechanism to divide your savings evenly amongst all your children.

Another awesome feature is that you can invite your family and friends to sign up and designate all, or a portion of their savings to your child.  This means that aunts and uncles, grandparents, and friends can support your child, too.  Refer to the web site for details on how to use this feature.

So, what are you waiting for?  Go sign up now at: http://upromise.com.

If you already use this program, tell us how it’s working for you.

Grocery Bargains – Food Staple: Eggs

400 Best-Ever Budget Recipes: How to create fuss-free, economical and delicious dishes, with fabulous recipes shown step-by-step in 1300 beautiful photographs; ... low-cost dishes for all the family that

There are five main items that I include in my big monthly shopping trip that help to stretch our food budget. With a family of seven I need to cut all the corners I can. About 30 minutes away from us is a store called Cash n Carry that has restaurant supplies in bulk available to the public, no member fees. I go there once a month for main staples. You could go to a Costco or Sam’s Club too.

(This post got longer and longer as I added more ways that we use these staples and a favorite recipe for each one. So I’ve divided this into 5 posts.)

Grocery Bargain: Eggs

Eggs are a good source of protein, which is very important in a healthy diet, especially if you have growing kids. Here are some of the things we do with them:
Breakfast burritos
Skillet breakfast
French toast
Omelet
Frittata
Boiled eggs: snack, deviled eggs, egg salad, diced on a salad
Pan eggs: scrambled, fried egg sandwich
Custard for dessert or snack
Quiche
We also add egg to fried rice, meatloaf and casseroles

One of our favorite budget and time saving egg recipes, perfect for this time of year:

Easy Crustless Pumpkin Pie
1 can Libby’s Pumpkin Pie mix
6 Eggs
1 cup 1% Milk

Mix ingredients and pour into a casserole dish (no need for grease or non-stick spray). Bake for 60 min. at 325 degrees. Knife inserted in the middle should come out clean. Let cool 30 min. before serving.
Makes ten 1/2 cup servings.

What are some of the ways you use eggs to help stretch your budget?